Whether your credit is less than perfect or if you have no credit history at all -- it's likely that you know how it feels when most dealerships treat you based on your credit score. You've probably heard them tell you that there's nothing they can do for you and quickly show you the door. While it's certainly true that having a bad credit score or lack of credit history can make it more difficult to secure financing -- the truth is that it's quite possible -if you work with the right team.
Many of the difficulties with securing auto financing stems from the dealership not having relationships with lenders that are committed to helping drivers with bad credit or no credit. Fortunately, Schumacher Chevrolet of Little Falls is standing by to help you get the financing you need to get behind the wheel of your next vehicle.
How to Get a Car Loan with Bad Credit or No Credit
Your credit score shouldn't be the only thing standing between you and your next vehicle. While it's not impossible to find an auto loan to suit your situation, the best option is to work with a specialized lender that can custom-tailor a loan to your exact needs. Due to their smaller size, these types of lenders have a better ability to offer loans that meet your requirements, similar to a credit union.
Sounds Great! Where Do I Start?
Step #1 - Use Our Schumacher Advantage Online Shopping Tool
Listed on each vehicle in our online inventory is a Schumacher Advantage payment tool. This tool gives you the ability to see in real time exactly how your monthly payment impacts your monthly payment. Our team of finance professionals can help you with proven strategies to help you secure the best possible rate.
Step #2 - Apply for Financing
Once you click on the button below, you'll be directed to an online finance application where you're only minutes from submitting your application. After providing some brief information about yourself, there's also a useful Value Your Trade tool which can provide you with a better idea of what your financial situation will look like with your trade-in included. You can count on our team of finance specialists to work alongside you to find a loan or lease on your next vehicle.
Step #3 - Contact Our Finance Department
Still looking for some assistance when applying for financing? Simply use the Contact Us link below and a member of our Finance Department will reach out to you shortly to answer your questions. We're standing by to help make it easier to get behind the wheel of a vehicle that you love at a price that makes the most sense for your financial goals and budget.
AdChoices